Machine Learning-Based Risk Assessment and Default Prediction in P2P Lending Platforms. Smart Human-centered Emerging Research in Machine Intelligence, [S. l.], v. 2, n. 1, p. 48–59, 2026. Disponível em: https://journal.sundarapublishing.com/index.php/shem/article/view/56. Acesso em: 29 jun. 2026.